Insurance Disability Claim Dispute

Need an insurance claim disability lawyer? Benefits denied?

At Goldfinger Personal Injury Law, we have assisted countless clients make successful disability claims after people cannot return to work because of fibromyalgia, chronic pain, a serious accident or a bad back. You have likely paid your premiums for years and now you want to collect, but you don’t know how. Trust Goldfinger Personal Injury Law as your advantage to long term disability claims.

Do you have your own private disability policy, or a disability policy through work or your union that you can't make work for you?

We know what’s it’s like to be able to work on one day, and then be unable to work the following day. We understand the financial pressures and pain that you are subjected to after your ability to earn a livelihood and provide for your family has been compromised. We understand the denials from the insurance company and how they don’t believe that you’re as hurt as you or your doctors say you are. We can help you win these sort of claims to get you the benefits which have been denied.

We handle Long Term Disability Claims, Short Term Disability Claims, Critical Illness Claims, Mortgage Insurance Claims, Life Insurance Claims and other disability claims on behalf of our many clients. We get our clients the benefits which they deserve. We do not let your years and years of premium payments go down the drain. We have the know how to get our clients paid on their respective disability policies.

We have experience dealing with all Canadian, American and International Disability insurers such as Aetna Life, RBC Insurance Company, ACE/INA, Crown Life, Canada Life, Desjardins Insurance, Blue Cross, Maritime Life, Co-operator’s, Manulife, Great-West Life, SunLife, Unum Canada, and London Life.

Insurance companies work hard to defeat your claims. We work harder to get you what is owed to you.

Goldfinger Personal Injury Law is your advantage to long term disability claims.

What the disability insurance companies do NOT want you to know!

1. You are allowed to sue, but this right is not indefinite. There are complicated deadlines and limitation periods involving disability claims which will need to be protected by a personal injury lawyer. Only an experienced personal injury lawyer like the lawyers at Goldfinger Personal Injury Law will be able to show you the right way of doing this so that your rights are protected.
2. You are allowed to get a copy of your complete insurance policy along with a copy of your file from the insurance company. This also includes the insurance adjuster’s log notes, memos and records before any litigation has been started.
3.  You may appeal a denial of benefits made by your insurance company, through the insurance company’s appeal handling process. Each insurance company has their own unique appeal protocols.
4.  When the insurance company assigns you to a specific doctor or rehab worker, you may ask that a different person be appointed to work with or examine you. If you don’t like who the insurance company has picked for you, you can ask for a different person to be assigned to your file. Remember, it’s your policy. You are the customer.
5.  You do NOT have to meet or speak with the insurance company, its agents, servants or employees without legal representation. Their agents will often misconstrue your words, or take down something that you actually didn’t say. The end result is that your best interests are not being protected speaking or meeting with the insurance company without a personal injury lawyer.
6. You can get a lawyer even if you think that you CANNOT afford a lawyer! Goldfinger Personal Injury Law does NOT refuse clients based on their inability to pay lawyers’ fees. We actually take most, if not ALL of our cases on a contingency fee basis, meaning don’t pay until your cases settles!

Contact us today for your free consultation.
 

Personal Injury?

Critical Timelines:

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Insurance Disability Claim denied or Disputed?

We represent clients who have been denied benefits through a group disability insurance policy or a private policy. These cases are usually a great deal dependent on obtaining the required medical evidence to prove the disability in a way contemplated by the policy. Most insurance policies contain time limits that can be difficult to interpret and insurance companies are always looking at being able to deny, delay or dispute your claim. We encourage you to contact us to discuss your case to see if we can be of assistance to you and your family.